Broker Check

Blog

Monday, February 12, 2024

Three science-backed avenues to retirement enrichment and fulfillment Retirement is often idealized as a serene period of well-deserved rest and leisure. Yet, while the respite from a career's demands is welcome, retirees soon find...

Tuesday, February 6, 2024

Wealth transfer is more than just a financial transaction; it's an opportunity for families to pass on their values, wisdom, and a legacy of love. Navigating this process requires careful consideration, open communication, and a shared...

Monday, February 5, 2024

Retiring early as a couple is a goal shared by many. The Financial Independence Retire Early (FIRE) movement is one approach that has been gaining popularity amongst couples aiming for early retirement.

Monday, January 22, 2024

Tax identity theft is a serious type of fraud that affects individuals of all ages and stages of life. To steal a person's tax identity, a scammer uses that person's Social Security number and other personal and financial information.

Monday, January 15, 2024

Investing your money for the future might be one of the quickest ways to grow your wealth, whether saving for retirement or making a large purchase. While most people know investing is a potential way toward a more manageable future...

Show All

Monday, January 8, 2024

If you are someone who makes New Year's financial resolutions and often doesn't keep them, behavioral economics can help. Behavioral economics studies psychology as it relates to economic decision-making.

Tuesday, January 2, 2024

Making New Year's resolutions is often a great way to set goals for the upcoming year and gauge where to focus. If you have struggled before with staying on track with your resolutions, below are a few tips that may help you stay focused.

Thursday, December 21, 2023

Ready to get started tackling some new goals to help improve your mind, body, and finances? Read more to learn about a few resolutions worth considering.

Thursday, December 14, 2023

Whether you want to save money, pay off debt, or simply gain a better understanding of your financial habits, it’s essential to keep a close eye on your spending. A financial advisor can help you set goals and work toward achieving them.

Friday, December 8, 2023

Holidays are a Season for Giving! When you open your heart by giving and you can generally use the charitable contributions as a tax deduction which reduces your taxable income, however there a few things to consider before giving.

Thursday, December 7, 2023

Premier Investors have become vital players in initiatives to address pressing global issues such as poverty eradication, climate change, educational disparities, and health concerns.

Friday, November 10, 2023

Adopt a proactive approach to help your data remain uncompromised Identity theft, one of the fastest-growing cybercrimes, can derail your personal and professional life. As we all live in the digital realm, it's crucial to understand...

Wednesday, November 8, 2023

When it comes to your estate plan, you don’t just have it drafted and put away until it is time for your loved ones to manage your lifetime of affairs. As your world changes year by year, it is critical that you review your...

Thursday, October 26, 2023

Your Assumed Rate of Return, Know the Fees in Your 401(k) & Adjusting Your Financial Planning Timeline Let's assume your financial planning is way ahead of your friends. You have saved, invested well and paid off your debts. And while...

Wednesday, October 18, 2023

What are the advantages and disadvantages of using a credit card? If you're out shopping, it may be more convenient to carry a credit card to pay for your purchases than it is to carry cash or your checkbook. But that convenience comes...

Wednesday, October 11, 2023

Key Differences and Why Your Money Mindset Matters  You often hear people discuss "saving for retirement,” but in many cases, they're actually referring to their investing. The adage "you can't save your way to wealth" is...

Thursday, October 5, 2023

As your loved one ages, he or she may require medication for health conditions. He or she may also take over-the-counter pills, vitamins, herbs, and dietary supplements. While each medication may help manage symptoms, be sure that the...

Wednesday, September 27, 2023

Everyone has a choice to make when they wake up in the morning. Will today be a good day or a bad day? A “good day” all starts with positive thinking. A negative mindset translates into bad thoughts that will adversely...

Wednesday, September 20, 2023

Why did you purchase life insurance? If you're like most people who buy life insurance, you're looking to provide a source of income for someone (e.g., a spouse, parent, or child) after you die. Buying the policy was the first step....

Wednesday, September 13, 2023

Fatigue can drag down your motivation and productivity. Instead of boosting your energy with coffee or supplements, it might be time to try a few natural remedies to let your body function at its best. Here are five ways you can easily...

Thursday, September 7, 2023

Land a great new job? Awesome. Now is the perfect time to think about your 401(k) and retirement plan, whether you had one before or not. Saving for retirement is important at all ages, so don’t let this opportunity fall to the...

Thursday, August 31, 2023

A recent survey by Caring.com found that a whopping two in three American adults do not have an estate plan1—an alarming statistic, considering that an estate plan can protect your assets and ensure that they go to the right...

Wednesday, August 23, 2023

If you're living paycheck-to-paycheck or stuck in a job you don't love just to pay the bills, it can be easy to feel as though you're financially trapped. But financial freedom doesn't need to be elusive—with some focused and...

Monday, August 14, 2023

Financial education is constantly evolving. As investments, financial priorities, and the economy change, so do financial strategies and plans. To stay on top of your retirement and ensure that you are on your way toward your financial...

Wednesday, August 9, 2023

Do you know the answer if your financial professional asks you what type of investor you are? While it may be challenging to classify yourself off the top of your head, knowing what type of investor you are might help you avoid making...

Wednesday, August 2, 2023

Family vacations don’t always have to be trips to far-away lands or epic road trips across the country. A local staycation is a great way to explore your own city while spending time with the ones you love. So before you pack a...

Friday, June 30, 2023

Today, younger adults face a variety of challenges in their pursuit of financial independence. Some of these challenges are similar to those faced by previous generations, while others are unique to the times. Here are five financial...

Wednesday, June 28, 2023

Employee financial wellness programs are important for a number of reasons. First and foremost, they help employees manage their finances and reduce financial stress, which can have a significant impact on their overall well-being....

Wednesday, June 21, 2023

Estate planning helps disperse your assets according to your wishes. The effort may seem daunting at first, but estate planning does not have to be overly complicated. With the proper planning, you may find yourself resting a little...

Wednesday, June 14, 2023

What is selecting property to give?Not surprisingly, this explains the process of choosing a particular piece of your property that you want to give away. Selecting the property is a final and yet most difficult decision you'll need to...

Wednesday, June 7, 2023

Having enough retirement income is a top concern for many Americans nearing or in retirement. Even though they may have saved consistently throughout the working years, they may be concerned that their retirement plans will succeed. A...

Tuesday, May 30, 2023

When you prepare to have your first child, the to-do list may seem endless—from purchasing a car seat to furnishing a nursery, lining up day care options, and planning for time off from work. These tasks, while sometimes...

Wednesday, May 24, 2023

In today’s business climate, it may be more important than ever for companies to operate at maximum efficiency and with a keen awareness of the potential impact of changes in their industry and the economy. Using a SWOT analysis...

Monday, May 15, 2023

If you are or have ever been a pet owner, I probably don’t need to explain the joy of having a furry (or not so furry) friend around the house, but maybe you didn’t know all the actual health benefits they can provide. For...

Sunday, May 7, 2023

After spending so much of your life saving for retirement, it may be challenging to transition from depositing funds to withdrawing them. You may wonder whether there is any way to maintain your lifestyle and preserve your wealth to...

Friday, April 28, 2023

It All Adds Up. It can be fairly easy to underestimate your net worth. After all, predicting the future value of your home and savings is merely hypothetical. On the other hand, you can rely on the fixed amount of the death benefit...

Sunday, April 23, 2023

When market volatility takes investors on a wild ride, fear and panic are common responses to this stock market roller coaster. Acknowledging these emotions may be a good first step, but acting upon them could result in impulsive,...

Monday, April 17, 2023

Teaching children about financial wellness should start at an early age. Learning how making money, saving, and spending is related and the first step in teaching your child how to understand the value of money. Children learn from...

Wednesday, April 12, 2023

If you've been wondering how to optimize your finances and ensure your money continues to work for you, a financial professional may be able to help. But the thought of turning over your most sensitive financial information to a...

Sunday, April 2, 2023

Have a PlanAre you worried about the current state of the Social Security system and how its future may affect your retirement income? It’s important to take a long, hard look at your current savings strategy to ensure...

Sunday, March 26, 2023

The Fair Credit Reporting Act of 1970 has stood the test of time, and the Consumer Credit Reporting Reform Act has provided additional protection to the American consumer. If you take the time to understand the credit reporting system...

Monday, March 20, 2023

Single parents are faced with the pressure of supporting an entire household on their own—which can often make paying for college seem like an insurmountable goal. Fortunately, there are several different ways for single parents...

Sunday, March 12, 2023

You're ready to buy an insurance policy, but you feel a bit uneasy embarking into the insurance world. After all, the language can be technical, and you're wary of insurance agents throwing sales pitches at you. Whether you're buying...

Monday, March 6, 2023

As a woman, you have financial needs that are unique to your situation in life. Perhaps you would like to buy your first home. Maybe you need to start saving for your child's college education. Or you might be concerned about planning...

Friday, February 24, 2023

Today, many people are concerned about saving for retirement or paying for a large ticket item, such as a child’s college education. If you belong to this group, now may be the time to organize your finances. It is never too...

Monday, February 20, 2023

Your time is important. For some people, time is as important as money. While most people are concerned about spending their money wisely, few consider spending their time wisely. By budgeting your time, you may accomplish your goals...

Tuesday, February 14, 2023

Practice putting positivity into the world during this World Kindness Day! Here are a few ways to simply make the world a better place.DonatePick a new organization to support! If you are having trouble finding an organization to...

Thursday, February 9, 2023

Take the time to ask your Valentine how they derive joy from moneyValentine’s Day, which falls in the cold month of February, is really about happiness. But instead of rushing out to Walgreens to get that last minute box of...

Friday, January 27, 2023

A busy schedule is never an excuse to ignore your health– but more often than not, we all fall victim to putting our work, social, and family life, ahead of our well-being. Especially when it comes to our heart health....

Friday, January 20, 2023

Getting married is a joyous time, but one that comes with numerous considerations. From living arrangements to future goals, marriage may quickly change a lot of things in your life. One thing that may drastically change after your...

Friday, January 13, 2023

I think it’s safe to say micro goals are the individual pieces of your long-term puzzle—which together, make your end goal more clearly laid out with each piece you complete. Micro goals are easier to plan...

Friday, January 6, 2023

Financial wellness studies over the past few years indicate that investors desire financial wellness. The recent pandemic, economic and inflationary conditions, changes in work-life balance, and more responsibility for financial...

Thursday, December 29, 2022

Regardless of whether you prepare your taxes yourself or use a professional's services, it's a good idea to gather the information and documentation you need well in advance of your actual tax filing date. Below, we've listed some key...

Thursday, December 22, 2022

You know about the famous ball drop in Times Square and the firework spectacle over the Sydney Opera House, but don’t forget about these other stand-out places that ring in the New Year in style.

Thursday, December 15, 2022

As we approach the last quarter of each year, it is a good time to plan for the next one. Year-end planning is especially important for existing retirees and those hoping to retire in the next few years. There are tax and income...

Thursday, December 8, 2022

Socially responsible investing (SRI) is a strategy to make your investments more impactful by supporting ecological and social causes. SRI investors invest their money to support companies that value transparency in their business...

Thursday, December 1, 2022

In an apparent break with their technology-obsessed millennial predecessors, members of Generation Z who are starting to enter the workforce are ready to put down their devices, and are more aligned with Generation X in their...

Thursday, November 24, 2022

Cyber Monday is one of the most popular shopping days, competing each year with Black Friday when it comes to scoring holiday deals. While online shopping continues to grow in popularity, it also opens the door even wider for those...

Friday, November 18, 2022

Anyone involved in financial matters of any kind will have to deal with interest, either working for or against you. A quote often attributed to Albert Einstein provides readers with insight into the benefit or crutch of interest in...

Thursday, November 17, 2022

Celebrated on November 19th, Women's Entrepreneurship Day was established by Women’s Entrepreneurship Day Organization (WEDO) in 2013 to bring awareness to the hundreds of millions of women and girls living in poverty and to help...

Thursday, November 3, 2022

Many people are familiar with the scammers who promise to pay millions of dollars in exchange for briefly holding funds in your bank account or those who offer to enhance certain body parts risk-free. Today's scammers are clever at...

Thursday, October 27, 2022

If you're like many, you may associate long-term care with nursing homes and end-of-life care. But far more people will need long-term care in a crisis—an injury or illness that requires long-term care or rehab before you can...

Monday, October 24, 2022

September is National Preparedness Month, part of an effort by the Federal Emergency Management Agency (FEMA) to raise public awareness and inspire disaster readiness. Most communities could be impacted by some type of natural disaster...

Monday, October 17, 2022

The Fair Credit Reporting Act of 1970 has stood the test of time, and the Consumer Credit Reporting Reform Act has provided additional protection to the American consumer. If you take the time to understand the credit reporting system...

Friday, October 14, 2022

A recent survey by Caring.com found that a whopping two in three American adults do not have an estate plan1—an alarming statistic, considering that an estate plan can protect your assets and ensure that they go to the right...

Friday, October 7, 2022

Nearly 75% of American adults report that they don't regularly follow a budget, while 10% have no budget at all.1 A lucky few may earn enough, or have low enough expenses, making budgeting unnecessary. But for the rest of us, the...

Thursday, September 29, 2022

Many businesses start small, begun by people seeking the exciting and potentially rewarding experience of "being their own boss" while doing something they enjoy. If you're thinking about starting your own business, you'll need a sound...

Friday, September 23, 2022

In 2021, women-led companies only received 2% of all venture capital funding, a figure considered the lowest percentage in more than five years.1  Data shows this figure does not necessarily reflect the potential success of...

Friday, September 16, 2022

For many, autumn is the best time of year. The return of cool breezes, comforting foods, and pumpkins can be invigorating. It’s also a bookmark of sorts, especially for your finances—a perfect time to take stock of your...

Friday, September 9, 2022

Running out of income is a primary concern for most retirees. Immediate annuities offer a financial alternative to help meet retirement income needs by providing a steady stream of income designed to last through retirement. What is an...

Friday, September 2, 2022

The 401(k) pension plan, named after that section of the Internal Revenue Service Code that created it, has become one of the most popular retirement plans in the market. (A similar plan, the 403(b), is often available to employees of...

Friday, August 26, 2022

Given the daily responsibilities of running a business, planning for an event that may or may not happen may not seem to be a priority. But by preparing for a major disaster, your company will be in a better position to cope with more...

Monday, August 22, 2022

You will need to think about the disposition of your assets at your death and any tax implications. Statistically speaking, women live longer than men. So if you are married, you'll also probably have the last word about the final...

Thursday, August 18, 2022

There was a time that retirement meant, for many people, sitting in the sun in a southern retirement community along with a host of fellow retirees. However, today retirement means many different things to different people. Why settle...

Friday, August 12, 2022

Ahh, back to school time. It’s a dreaded season for most kids, and some parents, too. Getting back into the grind of waking up early, packing lunches, and fitting in extracurricular activities can be tough—but waiting until the last...

Friday, August 5, 2022

There are no great secrets where tax planning and tax cutting are concerned. The principles around which all tax-cutting strategies revolve can be reduced to six basics:  Income splitting. Taxes are reduced for the total family...

Friday, July 29, 2022

In the college savings game, all strategies aren't created equal. The best savings vehicles offer special tax advantages if the funds are used to pay for college. Tax-advantaged strategies are important because over time, you can...

Tuesday, July 26, 2022

ESG investing enables investors to participate as stewards of the planet and its inhabitants by leveraging environmental, social, and governance factors when they invest. The impact must benefit beneficiaries for it to be tagged as an ESG.

Friday, July 15, 2022

Homemade ice cream has never been simpler. With a 3-ingredient base and no churning required, your freezer is bound to have a never-ending supply of this delicious frozen dessert!

Friday, July 8, 2022

Most pet lovers would agree that the animals we bring into our homes become more than just pets—they become members of the family. So why not celebrate them as you would any other family addition by incorporating their images in your home.

Friday, July 1, 2022

Working towards financial independence can often be a lifelong process. But for many, financial freedom may come far sooner—and include some fun along the way. Learn the differences between financial independence and financial freedom.

Friday, June 17, 2022

Insurance is crucial for any small business. Small-business owners may find themselves in a difficult situation without proper coverage if they suffer building damage or face a lawsuit. While obtaining adequate insurance for your...

Friday, June 3, 2022

The market skyrockets one day, plunges the next. Is this the wobbling before the crash? Should you invest now? If so, how? Everything at once? That’s tempting, but not always wise. A common question investors ask their financial...

Thursday, June 2, 2022

The challenges of pursing financial wellness and managing finances are common concerns for many married couples. Read on for important factors that play a role when same-sex couples manage their finances.

Friday, May 20, 2022

May 29th marks the nationwide celebration of 529 Day, an opportunity to highlight the many benefits of 529 college savings plans. As higher education costs continue to soar, many parents find themselves faced with the nagging question,...

Friday, May 6, 2022

Preparing for retirement may be an exciting and stressful time. While the idea of leaving the workforce and enjoying more leisure time may be appealing, the prospect of no longer receiving a regular paycheck might be intimidating for...

Tuesday, April 26, 2022

In golf, as in finances, there are a few rules of thumb that may improve your game: keep a level head, avoid traps, practice before trying something new and stay the course. Applying lessons from the golf course to your financial life...

Friday, April 22, 2022

Economists and pundits predicted that the baby boomer generation's retirement would be dramatic, and the COVID pandemic sped things along. According to the St. Louis Fed, the number of retirees in the U.S. increased by 7% between...

Thursday, April 21, 2022

Teaching your children about finances may seem like a weighty topic; however, it does not have to be challenging. By opening the lines of communication early and demonstrating good financial decisions of your own, you may set your...

Tuesday, March 8, 2022

Spring cleaning presents a great opportunity to clear out any items you no longer need—and the same goes for your finances. Checking in with your finances during tax season may be particularly beneficial, as it allows you to...

Tuesday, March 8, 2022

The financial world is a complex one to navigate. New investment products, global investing opportunities, employee-driven 401(k)s — these (and many more) collectively underscore the value of seeking professional financial advice...